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Risk Based Lending Rates

(Effective Date: 07/01/2007)

100% Share Secured Loans, Line of Credit/ Overdraft, Home Equity Loans
and Visa are Not subject to Risk Based Lending Guidelines.

To apply for a loan online using our 128-bit Encryption for your privacy,
please have a look at our
Loan Application.

Click here to launch our
Loan Calculator.

Personal Loans
1 Year / 12
2 Year / 24
3 Year / 36
4 Year / 48
5 Year / 60
A
8.99
9.99
10.99
11.99
12.99
B
9.99
10.99
11.99
12.99
13.99
C
11.99
12.99
13.99
14.99
16.99
D
12.99
13.99
15.99
16.99
17.99


Share Secured Loans (50% of loan amount in share account)
1 Year / 12
A
8.99
B
9.99
C
10.99
D
11.99


New Auto Loans
3 Year / 36
4 Year / 48
5 Year / 60
6 Year / 72
A
4.99
5.99
6.99
8.99
B
5.99
6.99
7.99
9.99
C
6.99
7.99
8.99
10.99
D
7.99
8.99
9.99
11.99


Used Auto Loans
3 Year / 36
4 Year / 48
5 Year / 60
6 Year / 72
A
5.99
6.99
7.99
10.99
B
6.99
7.99
8.99
11.99
C
7.99
8.99
10.99
12.99
D
8.99
9.99
11.99
14.99


Boats / R.V.'s / Motorcycle / Mobile Home Loans
4 Year / 48
5 Year / 60
6 Year / 72
A
10.99
11.99
12.99
B
11.99
12.99
13.99
C
12.99
13.99
14.99
D
13.99
14.99
15.99


VISA Products
NPFCU is offering a fixed rate on all balance transfers and cash advance transactions at a low 9.90% APR on VISA Credit cards until the balance is paid in full! The current 13.90% APR purchase rate is also available to qualified applicants to take advantage of this great rate when consolidating your debt to one low rate or holiday shopping that's just around the corner!


 

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Copyright © 2006 Northern Piedmont Federal Credit Union

 
Contact npfcu@npfcu.org with questions about this site