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home Bill Pay Instructions
Did you know that our Internet Branching has a special feature that allows you to pay all of your bills without writing a check, licking envelopes or using stamps? Bill Pay Service is a convenient way to pay your bills directly from your account. It's also very easy to use! Once you've logged yourself on the site, follow these simple steps:

1. Click on the Pay Bills button at the top menu.
2. On the left hand side click on the Payees button. This screen will produce a table of accounts you want to pay. Simply enter the name, address, and account number of the account you want to pay for each individual bill you might want to pay.
3. Once you've entered all of your Payees, click on the Scheduled Payments button on the left hand side. This will produce a screen that asks who you want to pay, the Credit Union account we should draft the payment from and how much you want to pay.
4. The other feature of this screen is that you can set up payments to be made at the same time every week, two weeks, or month, or you can set up the payment to be made at your request only and change the set up in the future at your convenience. A good example of this is a utility bill. While the bill may be $85 this month, next month it may be $75. So you would set this up as a one-time-only payment until you get your next bill. Your rent or mortgage payment is a good example of a payment you could set up to pay automatically at the same time each month for the same amount.

That's it! You've set your bills up to pay directly from your NPFCU account! Just a couple of other hints:

1. The date you set up a payment to be drafted needs to be around seven days before it is due.
2. If the company you are paying accepts electronic payments, your payment will usually arrive within a day or two.
3. If the payee does not accept electronic payments, then we will produce a check and mail it.

So let's review all of the great benefits of bill pay: payments drafted automatically from your account, no check to write, no envelopes to lick, and no stamps to buy. Do you know the best part? We believe that this service is so valuable to our members that we are giving it away! There is nothing to lose!





people Relationship Pricing
Member loyalty "pays off" with Relationship Pricing! Receive loan rate discounts with NPFCU "Relationship Pricing"! Members can save even more on our already great loan rates! Do you use multiple credit union services? Your credit union loyalty could "pay off" and provide quality services for your convenience and savings needs. Relationship Pricing products include Direct Deposit Debit Card, Web Banking, Overdraft Protection and more! Consider a loan from NPFCU to take advantage of this great service available to all credit union members! *Restrictions Apply.





users Youth Accounts
We feel so strongly about "the credit union difference" we are making the required opening deposit for all youth accounts ages birth-18 years! Bring your child in with their birth certificate and social security card today and get them on track to a great financial future with Northern Piedmont FCU! Remember... "Once a member, always a member."





globe Shared Branching
Shared Branching is available to access your account and do transactions from more than 3300 locations in the United States! There are over 45 locations here in Virginia! Visit www.cuservicecenter.com to find convenient locations that you can use at work, home or on vacation to access your NPFCU account. Contact either branch office for more details!





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